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ClearAccount

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Forget unauthorised overdraft fees

ClearAccount is a fantastic new service that helps prevent overdraft charges and allows you to borrow money over a short period of time.

Applying is completely free and if you're approved, you can borrow and repay at any time. Borrowing costs £1 per day for every £100 you borrow and there are never any other fees.

If you are not approved for ClearAccount, we will provide your application details to other lenders to asses your eligibility for an alternative loan.

Compare our fees

Compare our fees

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If you borrow £50 for 5 days:

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ClearAccount interest Banks might charge Payday lenders might charge
£2.50 £55.00 £14.75
See details > See details >
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If you borrow £100 for 10 days:

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ClearAccount interest Banks might charge Payday lenders might charge
£10.00 £85.00 £29.50
See details > See details >
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If you borrow £200 for 20 days:

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ClearAccount interest Banks might charge Payday lenders might charge
£40.00 £85.00 £59.00
See details > See details >

Figures based on fees charged by a leading high street bank and online payday lender respectively

Representative 430% APR (variable) for ClearAccount

Representative example >

Representative 1,435% APR for all Lenders

ClearAccount: Protecting your bank balance

SafetyNet

A unique credit facility that can help protect you from unauthorised overdraft fees.

SafetyNet
  • Switch on SafetyNet to automatically top up your current account.
  • Set the balance level that will trigger automatic top-ups.
  • When SafetyNet detects that you've reached this limit, it will make an instant deposit to your current account.

ClearAccount dashboard

All the tools you need to manage your account and stay in control of your finances.

ClearAccount Dashboard
  • See your available credit.
  • Check your charges and repayment amount at any time.
  • Our interactive charts categorise your spending so that you can see where your money is going and get on top of your finances.

Affordable

We never lend more than you can afford, and you never pay back more than you expected.

Affordable
  • You pay £1 per day per £100 you borrow.
  • You never pay us rollover fees, transaction fees, compound interest or subscription fees.
  • If you need credit for longer than you expect we won't charge additional fees, you just continue to pay our standard rate of £1 per day per £100 you borrow until you have repaid your balance.

ClearAccount features

Responsive

SafetyNet's credit facility is always ready to help protect you from unauthorised overdraft fees.

Responsive
  • ClearAccount's secure SafetyNet facility monitors your account and automatically tops it up, helping you avoid unauthorised overdraft charges.
  • SafetyNet lets you borrow money whenever you choose if you have any unexpected or urgent bills.
  • If you apply and are approved, credit will be available to you at all times.

Aware

ClearAccount gives you total control over your finances.

Aware
  • ClearAccount's intelligent money management tools help you stay in control of your finances.
  • Use our clever interactive charts to track and analyse your spending habits.
  • Log in to your ClearAccount dashboard at any time to check your latest repayment amount and interest.

Bank-level security

At ClearAccount, the security of your online transactions and data is our priority.

Bank-level Security
  • We use the same 128-bit encryption and physical security that your bank uses.
  • Our unique software immediately detects any suspicious activity and sends us an alert.
  • We're secured by Norton VeriSign and protect the security of your data with daily and quarterly website scans.

Forget overdraft fees

ClearAccount is a fantastic new service that helps prevent overdraft charges and allows you to borrow money over a short period of time. Applying is completely free and if you're approved, you can borrow and repay at any time. Borrowing costs £1 per day for every £100 you borrow and there are never any other fees.

If you are not approved for ClearAccount, we will provide your application details to other lenders to asses your eligibility for an alternative loan. Apply Now »

Watch our video to learn more:

SafetyNet

A unique credit facility that can help protect you from unauthorised overdraft fees.

SafetyNet
  • Switch on SafetyNet to automatically top up your current account.
  • When SafetyNet detects that you've reached this limit, it will make an instant deposit to your current account.

Affordable

We never lend more than you can afford, and you never pay back more than you expected.

Affordable
  • You pay £1 per day per £100 you borrow.
  • You never pay us rollover fees, transaction fees, compound interest or subscription fees.
  • If you need credit for longer than you expect we won't charge additional fees, you just continue to pay our standard rate of £1 per day per £100 you borrow until you have repaid your balance.

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